What You Need to Know About Credit Card Fraud Charges in NJ

Credit card fraud has become increasingly common in recent years, and if you are currently facing credit card fraud charges, you can bet that you are looking at a wide array of very serious penalties. Continue reading and reach out to our seasoned New Jersey criminal defense attorneys to learn more about credit card fraud charges in New Jersey and how we can help you fight them. Here are some of the questions you may have:

What are some examples of credit card fraud?

There are various ways in which an individual can commit credit card fraud. Some of the most common examples of credit card fraud include the following:

  • Stealing someone’s credit card or credit card number
  • Using a credit card fraudulently
  • Making false statements to obtain a credit card
  • Completing an incomplete credit card without consent
  • Selling a credit card to someone else

You should understand that even if you do not actually use the credit card, you may still be charged with the intent to defraud, which, in many cases, is still a felony.

What are the penalties for a credit card fraud charge in New Jersey?

Typically, credit card fraud is considered a third or fourth-degree felony. In other words, incarceration is possible upon conviction for either of these charges. For a third-degree felony, you may face a potential $15,000 fine and up to five years of incarceration. For a fourth-degree felony, you may face a potential $10,000 fine and up to 18 months of incarceration.

Are there are any defenses against credit card fraud charges?

Fortunately, with an experienced New Jersey criminal defense attorney on your side, you stand a chance of disproving your charges, or at least mitigating the consequences you may face for those charges. Depending on your circumstances, we may use a variety of defenses, including the following:

  • You did not realize that you were committing fraud
  • You did not realize that you had someone else’s credit card
  • There was a case of mistaken identity
  • You had permission to use another person’s credit card

The bottom line is that if you are currently facing credit card fraud charges, you need a knowledgeable attorney who can fight those charges at every turn. You’ve just found that attorney here at Rem Katcher Law Group, P.C.

Contact our experienced New Jersey firm

If you have recently been charged with a crime, you need knowledgeable legal counsel on your side. Our firm has helped countless individuals navigate the complex legal system for years, and we are ready to provide you with the legal assistance you deserve and need to move on with your life. Contact Rem Katcher Law Group, P.C. today to learn more about how our firm can assist you through this difficult time.